Prepare renewals before the deadline

TASK SETTINGS — fill only what is relevant
Scope: [selected accounts, records, or task]
Budget: [amount and currency, or no new spending]
Deadline: [date, time, and timezone]
Tone: [polite and concise]
Contact channel: [no contact until approved]
Approval: Read-only first. Ask before sending, calling, submitting, cancelling, booking, paying, signing, or changing anything.

Prepare a recurring renewal-readiness check for the subscriptions, insurance policies or service contracts I name. Record the current term, renewal date, notice deadline, owner, rate, relevant benefits and whether a price change has actually been announced. Use the actual notice clause rather than assuming renewal day is the last cancellation day.

Set my preferred lead times separately for preparation and final decision. At the preparation trigger, collect equivalent current alternatives and build an all-in comparison for the same service period. Include cancellation costs, setup fees, lost credits, usage allowances, coverage or quality differences, and the cost after any promotion.

Prepare a negotiation brief with desired terms, a defensible alternative, my permitted contact channel and changes that are not acceptable. Bring the brief to me before contact or commitment. For insurance, preserve cover and avoid a lapse; for software, preserve data and dependencies.

Later checks should surface only changed offers, an approaching deadline or an unresolved decision. Do not create repeated calendar entries or submit cancellation notices. Mark incomplete quote coverage honestly. Keep a standing read-only task distinct from permission to negotiate or accept terms.

Standing-brief setup: First perform one read-only baseline check. Then propose the exact schedule, timezone, end/review date, trigger, cost limit, and notification destination for my approval. Create a recurring task only after approval and only with a real scheduler. Return the actual task ID, next run, and pause/stop instructions; otherwise say it is not scheduled. On subsequent runs, compare with the last successful checkpoint, deduplicate alerts, retain only necessary state, and report failures or stale access rather than treating them as no change. Respect service rules and rate limits. No external actions are authorized by a scheduled check.

Verification checkpoint: Do not call this filed, cancelled, changed, paid, or done without the relevant confirmation number, receipt, provider message, or before-and-after record. Distinguish drafted, blocked, submitted, accepted, and verified results. A provider promise is not posted money. Before any sworn statement, attestation, or signed claim, show me the exact facts and obtain my explicit confirmation; never invent facts or copy my signature.