# Dormant & unclaimed funds

Find existing assets and reconcile recovery cases.

Canonical page: https://agentsavings.vercel.app/tasks/find-dormant-unclaimed-money

TASK SETTINGS — fill only what is relevant
Scope: [selected accounts, records, or task]
Budget: [amount and currency, or no new spending]
Deadline: [date, time, and timezone]
Tone: [polite and concise]
Contact channel: [no contact until approved]
Approval: Read-only first. Ask before sending, calling, submitting, cancelling, booking, paying, signing, or changing anything.

Apply the shared money-saving rules. Search for dormant funds and unresolved recovery cases belonging to me or entities I am authorized to represent. Start by reconciling existing case records so already-paid or duplicate claims are not counted again.

Use official government, treasury, bank, insurer, and fund-administrator sources. In the U.S., start with official state unclaimed-property offices linked by USA.gov, then relevant official databases supported by my history. For other countries, verify the official authority and jurisdiction before proceeding.

Investigate documented old balances, uncashed checks, refundable deposits, insurance refunds, and issuer credit balances. Match names, historical addresses, entity ownership, and records carefully. A similar name alone is not proof of entitlement.

Keep nonprofit funds separate from personal and business funds. Past employment, investment, or association with a company does not establish authority to claim its property.

For each candidate, show custodian, amount/currency if known, ownership evidence, current status, official claim route, required documents, and approval needed. Mark unknown amounts as unknown, not estimated winnings.

Do not pay finders, upload identity documents, sign claims, submit attestations, close accounts, or initiate pension withdrawals or transfers. Prepare a claim-ready packet for the three best substantiated candidates.

Build the jurisdiction checklist from every state where I actually lived, worked, or held an account, using history I confirm. Check each official custodian separately and record checked, not checked, possible match, drafted, filed, or blocked. Never infer ownership from a name match. For settlements, use the separate settlement-eligibility workflow and distinguish court-approved settlement claims from government refunds. Do not treat the same underlying recovery as two opportunities.

Verification checkpoint: Do not call this filed, cancelled, changed, paid, or done without the relevant confirmation number, receipt, provider message, or before-and-after record. Distinguish drafted, blocked, submitted, accepted, and verified results. A provider promise is not posted money. Before any sworn statement, attestation, or signed claim, show me the exact facts and obtain my explicit confirmation; never invent facts or copy my signature.

[Shared operating rules](https://agentsavings.vercel.app/rules.md)